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Jewelry Insurance for Diamond Jewelry

Diamond jewelry is chosen with intention, often worn daily, and kept over time. Protecting it ensures that what’s worn and valued can be repaired or replaced if something unexpected happens. Jewelry insurance offers coverage for loss, theft, damage, and disappearance, allowing pieces to be worn without hesitation.


Jewelers Mutual Group has provided the content on this page.

PROTECT YOUR JEWELRY PURCHASE

We’ve collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage, and even disappearance. Whether it’s an engagement ring or a gift to yourself, protecting your jewelry is quick, and easy, and allows you to wear without worry.

A policy from Jewelers Mutual typically costs 1-2% of the jewelry’s value per year, and checking how much it will cost you takes less than a minute.

ABOUT JEWELERS MUTUAL

For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don't simply reflect light, they are reflections of you and of life's most important moments. When you're covered by Jewelers Mutual, you have the ability to wear your jewelry without apprehension.

Jewelry is typically covered under renters and homeowners insurance policies, however, that coverage is normally not enough to cover the full replacement cost. Even a jewelry-specific rider added to your homeowners policy has its limits.

How a JM Policy Stands Out

• Protection against theft, damage, accidental loss, and disappearance.

• Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance

• The option to choose your own jeweler

• Repair of damaged jewelry with the same level of quality as the original

• Replacement of lost jewelry with the same brand and type

• Graduate Gemologists (GIA) with a passion for jewelry on staff


    Learn more about protecting your jewelry through Jewelers Mutual

    View Coverage Options